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Updates:
Progress at times requires a little boost.
Our lending solutions could help you get there
Know about Personal Secured Loans
Personal Secured Loans
Progress at times requires a little boost. Whether you are putting together a project/business, purchasing assets, furthering your education or building/buying your dream home, our personal loan solutions form the building blocks to your growth.
At Credit Bank, we support individuals looking to grow themselves. We grant you access to credit, no matter the reason.
Clients must have operating accounts with the bank (at least 6 months for salary advance). Requires security such as titles, log books or cash collateral.
Insurance Premium Financing available (where necessary). .
Your Personal Secured Loan Benefits
Achieve more with your Personal Secured Loan
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Flexible Payment Period
Get repayment periods that match your needs, up to a maximum of 60 months (5 years).
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Quick Access to Funds
Existing Credit Bank current account customers could receive the money instantly once your application has been approved and the loan agreement has been signed.
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Make overpayments free of charge
Manage your finances the way you want with the flexibility to overpay, which could reduce the amount of interest you have to pay.
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Get a quick decision
If you've got a Credit Bank current account you can get an instant credit decision, while non-Credit Bank current account customers should get a credit decision in 2 to 5 working days.
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Insurance Premium
Insurance Premium financing available that requires security or collateral such as titles, log books or cash collateral.
Eligibility To
Get A Personal Secured Loan
Eligibility parameters for a Personal Secured Loan
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1
Nationality
Kenya Residents and Non-Resident individuals
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2
Age
18 Years old or above
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3
Residence
Proof of Residence (utility bill or lease agreement)
00
kPersonal Secured Loans
issued last year
Personal Secured Loans Required Documents
Basic documents required to get a Personal Secured Loan
Color & Passport Size
Photographs
Duly Filled Application Form
Non Resident
For Resident
One month statement from your current bank
Proof of Residence
Questions & Answers
Find answers to all your queries about our service.
Help You to Find
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When will I receive my account statement?
You will get your Free periodic E-Statements (on request).
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What are the requirements for signing up on internet and mobile banking?
To register for the service, one must have an existing account with the Bank. And follow the following steps: Using the link https://creditbank.co.ke/ select ‘Register a new individual user’ Enter the valid account number and registered mobile number Enter the One Time Password (OTP) sent to the mobile number Enter your preferred username and set a password as per the password rules and confirm Select and set the security questions and confirm Accept the Terms and Conditions If successful, you will be directed to the login page and an SMS and email confirmation will be sent by the Bank to ...
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What is the transaction cut off time for an EFT/RTGS?
RTGS cut off time is 2pm (EAT) on a working day. Any transaction done after the cut off will be processed during the next working day. EFT cut off time for same day processing is 4 pm (EAT) on a working day. Bulk Payments cut off time is 4 pm (EAT) on a working day.
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How safe/secure is our net banking a/c?
We have put in place the highest security standards such as: Two Factor Authentication for transactions High End Encryption and Device Authentication.
Need more answers, contact us.
