(hereinafter referred to as the “The Client”) which expression shall, where the context so requires, include its/his personal representatives, heirs, successors in title and assigns holds the above account(s) with Credit Bank PLC (hereinafter referred to as the “Bank”), which expression shall, wherethe context so requires, include its personal representatives, heirs, successors in title and assigns:
Among other modes of communication, The Clientintends to use the above email address as an official source of communication/instructions to the Bank.
The Bank has, at the request of The Client and in consideration of The Client executing this Indemnity, agreed to recognize the above mentioned email address as a source of official communication fromThe Client and further agrees to rely upon instructions/communication from the said email address as a proper, authentic, official and legitimate instructions from The Client.
Now, Therefore, it is Hereby Agreed as Follows:
1. The Client hereby undertakes to indemnify (on a full and unqualified indemnity basis) and hold harmless the bank from and against all claims, demands, liabilities, taxes, costs, losses, charges, actions, damages, suits, sanctions penalties and expenses (including but without limitation to all legal costs) which the Bank may incur or suffer arising out of or in connection with the Bank communicating to, receiving, executing and in whichever way relying on communication and/or instructions from and or to the above email address.
2.The Client shall not have any recourse whatsoever against the Bank if the Bank shall send to, receive, execute and in any way act on communication and/or instructions received from the above email address.
3. The Client undertakes to exercise extra precaution to guard against misuse of the above email address and that it shall ensure secrecy of its Passwords etc. For avoidance of doubts, it will not be the Bank’s duty to reconfirm any information and or instructions emanating from the said email address. The fact that the information, communication and or instructions emanate from the above email address will be sufficient for the Bank officials to rely upon.
Experience a New Digital World.
Konnect Mobile banking application offers new exciting features.
Empowering you to grow takes a special place at the heart of our operations. elev8HER is designed just for you and offers more than just financial solutions. We seek to be the friend you can bank on for your growth. Join elev8HER today and get exclusive access to:
~elev8HER Community – a chance to market your business to others
~elev8HER Health – activities such as walks, free check-ups and more
~elev8HER Newsletter – with business insights and features a client each month
~elev8HER Visa Debit Card – a card just for you
~elev8HER Site – this comes with learning modules and expert opinions on various matters
~elev8HER Café – features business moguls to learn engage and prosper
Insurance Options
HER Car Insurance
With elev8HER, we have curated our motor vehicle insurance options just for you. We have the following options:
~HER Private Motor Vehicle Cover – this covers all vehicles used for personal, social and pleasure purposes.
~HER Commercial Vehicles – this cover is for all vehicles used in the line of doing business.
This insurance cover indemnifies you in respect of accidental damage including collision, fire, theft of the vehicle and third party liabilities.
HER Business Insurance
This is a comprehensive insurance that covers your property against any accidental and unforeseen loss or damage. It offers a wide range of unique benefits depending on your needs. The following policies are available under this class among others:
~Home Insurance (Domestic Package) – Sections A,B,C,D, E & F
~All risks
~Fidelity Guarantee policy
~CAR
~WIBA
HER Health Cover
This cover is suitable for you and your employees. You can now have peace of mind together with your employees with our medical cover. Credit Afya Health product is designed for both individuals and SMEs and offers the following:
~Inpatient and outpatient cover
~Various memberships for free – Mums Club, Senior Club, Maisha Fit among others
~Terms and condition will vary for different clients and different requirement.
HER Travel Insurance
Travelling the world? This cover is for you if you are travelling for leisure or business and offers you the following:
~Emergency Medical and related expenses
~Loss of Baggage
~Travel inconveniences
~Personal accident
The cost of this cover is normally dependent on number of days of travel, country of destination, country of destination, your age and type of visit.
eHub
eHub is a platform designed to enable your small and medium sized enterprise (SMEs) scale and become competitive across industries. eHub provides a platform for you to network, learn and do business. Non-financial service package include access to e-hub for free/discounted rates:
~Access to eHub Accelerator programs
~Access to eHub Circles
~Access to eHub Mentors
~Access to eHub Masterclass
~Access to eHub One on one coaching sessions
~Women Café – monthly talks on pertinent issues affecting women in business and women in general
If you have run a small and growing enterprise for at least three years, this term loan is designed to meet your financing needs.
What You Get
~Access loan value of up to KES 10 million
~Preferential interest rate
~Last two months interest rebate upon full redemption of loan and consistent repayment with no incidence of arrears.
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free
HER Start-Off Loan
If you have run a micro and small enterprise between one and three years, this term loan is designed to meet your financing needs.
What You Get
~Access loan value of up to KES 3 million
~Preferential interest rate
~An unsecured option is available
~Last two months interest rebate upon full redemption of loan and consistent repayment with no incidence of arrears.
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free
HER Trade Loan
Sometimes cashflows are tight. This solution is meant to ease your cash operations in the short term. Access this financing with your LPO/LSO contracts. Open an elev8HER account for business transactions to build your business banking record.
What You Get
~Get up to 70% cash value on your LSO/LPO contracts
~If you have an invoice yet to be paid, our Invoice Discounting offers up to 70% cash value
~Access training and coaching through eHub and other non-financial services .
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free as above
Her Digital Loan (Women Pre-Approved Cash Loan)
Need quick cash? CB Konnect, our mobile banking app, gives you access to quick loans based on your transaction history with no security required.
What You Get
~No collateral required
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free as above
Account Options
HER Personal Account features:
~No Monthly Charges
~Minimum operating balance Kshs. 2000
~Charges via Digital Channels apply
HER Business Account features:
~Get unlimited access for a flat monthly fee of KES 500