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Rev Up Confidence with Our Motor Insurance Coverage
Our insurance solutions could help you get there
Know about Motor Insurance
Motor Insurance
In the dynamic world of transportation, safeguarding the road ahead is paramount. From the cherished private vehicles that carry memories to the robust commercial fleets driving industries forward, and the ever-reliable Public Service Vehicles (PSVs) that keep communities connected – our visionary insurance solutions cover it all.
With unrivaled dedication to protecting your investments, our Motor Insurance reaches far beyond the ordinary.The pricing of the cover is dependent on the type of motor vehicle to be covered and the liability sought on the cover.
We extend our safeguarding arms to embrace all types of vehicles, ensuring comprehensive coverage for:
~ Private vehicles, where cherished memories and cherished journeys meet, securing your mobility and peace of mind.
~ Commercial vehicles that form the lifeblood of industries, from mighty lorries and versatile vans to pickups, school buses, cranes, ambulances, tractors, and excavators – safeguarding your business's productivity and progress.
~ Public Service Vehicles (PSVs), be it the vibrant matatus pulsing through city streets or the reliable taxis and private hire vehicles that ferry passengers safely – protecting the very heartbeat of communities.
Motor Private Exclusions
Any loss occurring due to normal wear and tear of the vehicle will not be eligible for a claim. Similarly, any form of mechanical or electrical breakdown will be excluded under the policy.
Accident resulting from worn out tyres will not be covered. Similarly, damage to electrical equipment in the car will not be compensated.
No insurer will offer cover for damages caused to the car due to accident in case when the insured person is driving under the influence of alcohol or any other intoxicating substance.
If the insured person has intentionally caused damage to a person or property, then he will not get any form of reimbursement under the cover. Similarly, it will not cover damage caused to the insured’s property.
Any loss caused to vehicle due to war, bio-chemical attack, or fire due to nuclear explosion and related events will not qualify for a claim.
Any kind of collision damage or property damage caused due to organized racing will not be cover under a car insurance policy.
Any accidental loss or damage and/or liability caused sustained or incurred outside the geographical area mentioned in policy.
If the vehicle was being driven by a person without a valid driving license.
