Fixed/Call Deposit Account

Secure and Assured Growth for Your Investments

Experience secure and assured growth with Fixed/Call Deposit Account

Know about Fixed/Call Deposit Account

Experience secure and assured growth with Fixed/Call Deposit Account, our bank investment and custodial services product. Earn competitive interest rates on your deposits with the flexibility of Call Deposits and the stability of Fixed Deposits.

Benefit from safe investment options that offer fixed interest rates until maturity, tailored to meet your financial goals. Our Fixed & Call Deposit Accounts give you the opportunity to grow your money in an assured manner. This is a safe investment account which pays you a fixed interest rate on your deposits until a given maturity date. Credit Bank understands the nature of investments and we offer you competitive interest rates on such deposits.

Call Deposits

Placements for 1 week minimum, at higher interest than current accounts. The rate of interest shall be pegged to either the prevailing overnight (inter-bank) or the average REPO rate.

Fixed Deposits

You place your funds on a fixed term for an agreed period (not less than 1 month). The rates applicable will be market driven and will be communicated with you before placements are made. The rate of interest shall be pegged to treasury bills rates plus premium.

Request a call back

Experience a New Digital World.

Konnect Mobile banking application offers new exciting features.

More Options

Empowering you to grow takes a special place at the heart of our operations. elev8HER is designed just for you and offers more than just financial solutions. We seek to be the friend you can bank on for your growth. Join elev8HER today and get exclusive access to:

~elev8HER Community – a chance to market your business to others
~elev8HER Health – activities such as walks, free check-ups and more
~elev8HER Newsletter – with business insights and features a client each month
~elev8HER Visa Debit Card – a card just for you
~elev8HER Site – this comes with learning modules and expert opinions on various matters
~elev8HER Café – features business moguls to learn engage and prosper

Insurance Options

HER Car Insurance

With elev8HER, we have curated our motor vehicle insurance options just for you. We have the following options:

~HER Private Motor Vehicle Cover – this covers all vehicles used for personal, social and pleasure purposes.
~HER Commercial Vehicles – this cover is for all vehicles used in the line of doing business.

This insurance cover indemnifies you in respect of accidental damage including collision, fire, theft of the vehicle and third party liabilities.

HER Business Insurance

This is a comprehensive insurance that covers your property against any accidental and unforeseen loss or damage. It offers a wide range of unique benefits depending on your needs. The following policies are available under this class among others:

~Fire and Allied Perils (Burning flame, explosion, impact, flood, malicious Damage)
~Burglary policy including holdup
~Cash in transit/Goods in transit
~Home Insurance (Domestic Package) – Sections A,B,C,D, E & F
~All risks
~Fidelity Guarantee policy
~CAR
~WIBA

HER Health Cover

This cover is suitable for you and your employees. You can now have peace of mind together with your employees with our medical cover. Credit Afya Health product is designed for both individuals and SMEs and offers the following:

~Inpatient and outpatient cover
~Various memberships for free – Mums Club, Senior Club, Maisha Fit among others
~Terms and condition will vary for different clients and different requirement.

HER Travel Insurance

Travelling the world? This cover is for you if you are travelling for leisure or business and offers you the following:

~Emergency Medical and related expenses
~Loss of Baggage
~Travel inconveniences
~Personal accident

The cost of this cover is normally dependent on number of days of travel, country of destination, country of destination, your age and type of visit.

eHub

eHub is a platform designed to enable your small and medium sized enterprise (SMEs) scale and become competitive across industries. eHub provides a platform for you to network, learn and do business. Non-financial service package include access to e-hub for free/discounted rates:

~Access to eHub Accelerator programs
~Access to eHub Circles
~Access to eHub Mentors
~Access to eHub Masterclass
~Access to eHub One on one coaching sessions
~Women Café – monthly talks on pertinent issues affecting women in business and women in general

Learn more here.

Financing Options

HER Business Loan

If you have run a small and growing enterprise for at least three years, this term loan is designed to meet your financing needs.

What You Get

~Access loan value of up to KES 10 million
~Preferential interest rate
~Last two months interest rebate upon full redemption of loan and consistent repayment with no incidence of arrears.
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free

HER Start-Off Loan

If you have run a micro and small enterprise between one and three years, this term loan is designed to meet your financing needs.

What You Get

~Access loan value of up to KES 3 million
~Preferential interest rate
~An unsecured option is available
~Last two months interest rebate upon full redemption of loan and consistent repayment with no incidence of arrears.
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free

HER Trade Loan

Sometimes cashflows are tight. This solution is meant to ease your cash operations in the short term. Access this financing with your LPO/LSO contracts. Open an elev8HER account for business transactions to build your business banking record.

What You Get

~Get up to 70% cash value on your LSO/LPO contracts
~If you have an invoice yet to be paid, our Invoice Discounting offers up to 70% cash value
~Access training and coaching through eHub and other non-financial services .
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free as above

Her Digital Loan (Women Pre-Approved Cash Loan)

Need quick cash? CB Konnect, our mobile banking app, gives you access to quick loans based on your transaction history with no security required.

What You Get

~No collateral required
~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free as above

Account Options

HER Personal Account features:

~No Monthly Charges
~Minimum operating balance Kshs. 2000
~Charges via Digital Channels apply

HER Business Account features:

~Get unlimited access for a flat monthly fee of KES 500
~No charges for Cheque Book
~Access to a Visa Debit Card*
~No minimum or operating balance
~Charges via Digital Channels apply

Updates:

Secure and Assured Growth for Your Investments

Competitive Interest
Rates

Safety and
Security

Tailored to Your Needs

Assured Growth

Know about Fixed/Call Deposit Account