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We were recently ranked the Best Bank in our Category by KBA in their Q4 2018 survey that seeks to seek out banks that offer Best Customer Service amongst banks. This news was met by excitement galore as it clearly confirms that with excellence, size doesn’t matter!

Best of all, this was as determined by over 6,000 respondents. To challenge for this spot is no mean feat in an industry of 44 banks.

For close to five years, we have been working hard behind the scenes to push new frontiers. We have been pushing for a turnaround. So, back then we asked ourselves, what can we do to emerge from our cocoon? How do we become the butterfly we were meant to be? We had to ask ourselves fundamental questions; what does it matter? Who does it matter to?

The obvious came to light. This was however not obvious – remember, the banking industry has been the dictator of terms for a long time… honestly, until that number one guy (on the screenshot) came to turn around manenos! Ah, yes, the obvious… you our customer. You are why it matters!

Then comes the conundrum, how do we go about what matters most to us? This is where we had to think of something that would give us a competitive advantage… the thing that would make you prefer us over the others, especially the big boys! You see, being Tier III comes with its own views and we needed to change this. That’s when we realised, being small has its own advantages! Every one of you customers is as important as the last! We simply cannot afford to lose you… so we try harder (if you know you know, like Avis)!

Because of this, we worked harder to provide you with solutions suited for every need. I mean, how many banks would you go to and they tell you that you do not need a loan! Instead, we offer financial solutions around your problem. Trade Finance has been our forte. Taking time to understand your business needs has helped us develop solutions suited for SMEs.

And so, you guys started referring us to your friends! Telling them of an awesome bank that’ll listen to your needs and provide you with solutions matched to those needs. Thank you!

Back to being small and its advantages… here we had more in mind. We thought, hey, how about we endear our beloved customers to us? We need to change something fundamental… hmmm! We need to be the friend they can bank on! Thus, the birth of our new slogan, My Friend, My Bank! Because when you come to us we listen to you… like a friend 😊.

One more thing, technology! We have invested heavily here ensuring our customers do their banking wherever they are on this planet – as long as you have internet connection. Got a problem? We have a customer service centre ready to help you not sing for you while you are on hold for hours on end.

Oh, it doesn’t stop here, we are now gunning for top spot! Hit us up and let’s know what we can do better.

admin

One Reply to “Experience the Best of Banking Customer Service”

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Empowering you to grow takes a special place at the heart of our operations. elev8HER is designed just for you and offers more than just financial solutions. We seek to be the friend you can bank on for your growth. Join elev8HER today and get exclusive access to:

  • ~elev8HER Community – a chance to market your business to others
  • ~elev8HER Health – activities such as walks, free check-ups and more
  • ~elev8HER Newsletter – with business insights and features a client each month
  • ~elev8HER Visa Debit Card – a card just for you
  • ~elev8HER Site – this comes with learning modules and expert opinions on various matters
  • ~elev8HER Café – features business moguls to learn engage and prosper

 

Insurance Options

HER Car Insurance

 

With elev8HER, we have curated our motor vehicle insurance options just for you. We have the following options:

  • ~HER Private Motor Vehicle Cover – this covers all vehicles used for personal, social and pleasure purposes.
  • ~HER Commercial Vehicles – this cover is for all vehicles used in the line of doing business.

This insurance cover indemnifies you in respect of accidental damage including collision, fire, theft of the vehicle and third party liabilities.

 

HER Business Insurance

 

This is a comprehensive insurance that covers your property against any accidental and unforeseen loss or damage. It offers a wide range of unique benefits depending on your needs. The following policies are available under this class among others:

  • ~Fire and Allied Perils (Burning flame, explosion, impact, flood, malicious Damage)
  • ~Burglary policy including holdup
  • ~Cash in transit/Goods in transit
  • ~Home Insurance (Domestic Package) – Sections A,B,C,D, E & F
  • ~All risks
  • ~Fidelity Guarantee policy
  • ~CAR
  • ~WIBA

 

HER Health Cover

 

This cover is suitable for you and your employees. You can now have peace of mind together with your employees with our medical cover. Credit Afya Health product is designed for both individuals and SMEs and offers the following:

  • ~Inpatient and outpatient cover
  • ~Various memberships for free – Mums Club, Senior Club, Maisha Fit among others
  • ~Terms and condition will vary for different clients and different requirement.

 

HER Travel Insurance

 

Travelling the world? This cover is for you if you are travelling for leisure or business and offers you the following:

  • ~Emergency Medical and related expenses
  • ~Loss of Baggage
  • ~Travel inconveniences
  • ~Personal accident

The cost of this cover is normally dependent on number of days of travel, country of destination, country of destination, your age and type of visit.

eHub

eHub is a platform designed to enable your small and medium sized enterprise (SMEs) scale and become competitive across industries. eHub provides a platform for you to network, learn and do business. Non-financial service package include access to e-hub for free/discounted rates:

  • ~Access to eHub Accelerator programs
  • ~Access to eHub Circles
  • ~Access to eHub Mentors
  • ~Access to eHub Masterclass
  • ~Access to eHub One on one coaching sessions
  • ~Women Café – monthly talks on pertinent issues affecting women in business and women in general

Learn more here.

 

Financing Options

HER Business Loan

If you have run a small and growing enterprise for at least three years, this term loan is designed to meet your financing needs.

What You Get
  • ~Access loan value of up to KES 10 million
  • ~Preferential interest rate
  • ~Last two months interest rebate upon full redemption of loan and consistent repayment with no incidence of arrears.
  • ~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free

 

HER Start-Off Loan

 

If you have run a micro and small enterprise between one and three years, this term loan is designed to meet your financing needs.

 

What You Get

 

  • ~Access loan value of up to KES 3 million
  • ~Preferential interest rate
  • ~An unsecured option is available
  • ~Last two months interest rebate upon full redemption of loan and consistent repayment with no incidence of arrears.
  • ~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free

 

HER Trade Loan

 

Sometimes cashflows are tight. This solution is meant to ease your cash operations in the short term. Access this financing with your LPO/LSO contracts. Open an elev8HER account for business transactions to build your business banking record.

 

What You Get

 

  • ~Get up to 70% cash value on your LSO/LPO contracts
  • ~If you have an invoice yet to be paid, our Invoice Discounting offers up to 70% cash value
  • ~Access training and coaching through eHub and other non-financial services .
  • ~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free as above

 

Her Digital Loan (Women Pre-Approved Cash Loan)

 

Need quick cash? CB Konnect, our mobile banking app, gives you access to quick loans based on your transaction history with no security required.

 

What You Get

 

  • ~No collateral required
  • ~Access to other elev8HER products such as insurance packages with discounted premiums, and non-financial service package including access to eHub for free as above
Account Options

HER Personal Account features:

  • ~No Monthly Charges 
  • ~Minimum operating balance Kshs. 2000
  • ~Charges via Digital Channels apply

HER Business Account features:

  • ~Get unlimited access for a flat monthly fee of KES 500
  • ~No charges for Cheque Book

  • ~Access to a Visa Debit Card*

  • ~No minimum or operating balance
  • ~Charges via Digital Channels apply