Achieve Growth

OUTGROW YOUR POTENTIAL,
DISCOVER GROWTH

Get a Little Boost

At Credit Bank, we support individuals looking to grow themselves. We grant you access to credit, no matter the reason.

Progress at times requires a little boost. Whether you are putting together a project/business, purchasing assets, further your education or building/buying your dream home, our personal loan solutions form the building blocks to your growth.

At Credit Bank, we support individuals looking to grow themselves. We grant you access to credit, no matter the reason.

What You Get

  • Repayment period is up to a maximum of 60 months (5 years)
  • Simple documentation
  • Fast turnaround time
  • Affordable Rates and Fees
  • Insurance Premium Financing available (where necessary)
  • Requires security such as titles, log books or cash collateral

The Fine Print

  • Clients must have operating accounts with the bank (at least 6 months for salary advance)
  • Letter of comfort/ introduction from the employer
  • 6 months certified bank statements from their previous bankers
  • Latest utility bill or proof of address
Improving production capacity of your business requires acquisition of assets. The upfront investment required may at times be beyond your reach. With Credit Bank’s Asset Financing, you gain access to resources for the acquisition of moveable and identifiable assets. Some of these assets include saloon cars, commercial vehicles, trailers, agricultural equipment (e.g. tractors), office equipment, industrial equipment and contractor specialized equipment.

What You Get

  • Repayment period of up to a maximum of 60 months (5 years)
  • We keep it simple with less documentation and no hidden costs
  • Less than 48 hrs approval
  • Get access to more services at your convenience such as an insurance cover for your asset and further insurance premium financing

The Fine Print

  • Asset being financed must not be more than 8 years old
  • Access up to 80% of the value of asset
  • For specialized equipment-bank finances up to 50% of the value of asset
  • Applicable rate is on reducing balance

Salary Advance is now available on CB Konnect (our mobile banking platform). You can now meet your short-term financial needs instantly with this solution.

What You Get

  • Access a loan amount of up to KES 60,000 which is limited to a maximum of 50% of your net salary.
  • The minimum loan amount is KES 2,000.
  • Less than 48 hrs approval.
  • It is easy to check your loan limit via CB Konnect mobile app or dial USSD short code *669#, under loan, select “Check my loan limit”.

The Fine Print

  • Eligible if salary is channelled through a Credit Bank account.
  • Loan repayment is collected upon credit of the next salary remittance or within 30 days.
  • Minimum CRB score of 600.
  • Failure to repay the loan on the due date will be treated as a default. The bank will institute it’s recovery procedures in such a case which include but are not limited to CRB listing.
  • Your employer must have a signed MOU with the Bank.