ACCESS TO INVESTMENT OPPORTUNITIES
Sometimes getting access to higher returns for your deposits requires investments in risk free opportunities. Credit Bank gives you access to investment opportunities through our fully-fledged department.
Fixed/Call Deposit Account
Our Fixed & Call Deposit Accounts give you the opportunity to grow your money in an assured manner. This is a safe investment account which pays you a fixed interest rate on your deposits until a given maturity date. Credit Bank understands the nature of investments and we offer you competitive interest rates on such deposits.
Fixed Deposits – You place your funds on a fixed term for an agreed period (not less than 1 month). The rates applicable will be market driven and will be communicated with you before placements are made. The rate of interest shall be pegged to treasury bills rates plus premium.
What You Get
- Flexibility with our varying maturity periods including 1, 2, 3, 6, & 12 months.
- Negotiable interest rates dependent on your portfolio.
- Automatic roll over upon request.
The Fine Print
- One must have an existing account with Credit Bank
- Minimum opening balance of KES 100,000
Getting access to Treasury Bills, Bonds and other Capital Markets Instruments can be such a hassle at times. What Credit Bank provides is an easier avenue for you to invest in risk-free Government Securities as auctioned by the Central Bank of Kenya.
We facilitate the purchase of the 91-day, 182-day or 364-day treasury bills giving you the chance to enjoy risk free investment solutions. To apply for Government Security please download this form.
What You Get
- Guaranteed High Yielding Returns: With above market yields of up to 9.5% (depending on amount and tenor)
- Capital Guarantee
- Enhanced Returns
- Stress Free
Real Estate Solutions
We have partnered with reputable property developers in Kenya giving you a wide range of properties. With this, you will have the peace of mind that the property you are investing in is trustworthy.
Some of the available facilities include:
- Residential or commercial property purchase
- Equity release against a property that customer already owns
- Residential or commercial plot purchase – for redevelopment
- Construction of single dwelling units or multiple units
Forward Contracts – This is a binding contract to buy or sell a given amount of currency for delivery at a specified future date. We have Export Forwards which refer to where exporters enter into contracts to sell expected export proceeds at a specified future date.
Import Forwards refer to where importers enter into contracts to buy invoiced payments at a specified future date.
FX Swaps – This transaction involves both a spot and a forward leg. It’s used by customers with surplus funds in one currency and would like to fund a shortfall in another for a specified period.
FX Options – A foreign exchange option is a derivative financial instrument that gives the right but not the obligation to exchange money denominated in one currency into another currency at a pre-agreed exchange rate on a specified date.