USD BUY: 98.00 SELL: 102.40
GBP BUY: 125.90 SELL: 130.00
EURO BUY: 112.50 SELL: 116.60
INR BUY: 1.41 SELL: 1.47
AUD BUY: 71.45 SELL: 74.20
JPY BUY: 0.89 SELL: 0.92
ZAR BUY: 6.75 SELL: 9.25
CAD BUY: 74.85 SELL: 77.95
CHF BUY: 99.10 SELL: 101.90
TZS BUY: 0.0359 SELL: 0.0437
UGX BUY: 0.0235 SELL: 0.0267
AED BUY: 27.05 SELL: 29.10

Pre and Post Shipment Facilities

Pre Shipment Financing is issued when the seller wants the payment of the goods before shipment. The main objectives behind pre-shipment finance or pre export finance is to enable exporter (customer) to:

  • Procure raw materials.
  • Carry out the manufacturing process.
  • Provide a secure warehouse for goods and raw materials.
  • Process and pack the goods.
  • Ship the goods to the buyers.
  • Meet other financial cost of the business

With pre-shipment financing the working-capital finance requirements are provided for by Credit Bank to the Customer / Exporter provided there is a confirmed export order from an end buyer/off taker or against a Letter of Credit.

Post Shipment Financing is on the other hand provided to an exporter or seller against a shipment that has already been made. It is provided against evidence of shipment of goods or supplies made to the importer or seller or any other designated agency.

With this facility, exporters don’t wait for the importer to deposit the funds.

This facility is usually provided against avalised bills by the importer’s bank or under accepted bills under the LC.


  • It improves liquidity of the business
  • It eases cash flow position by providing greater financial liquidity & flexibility in administrating receivables
  • It allows the exporter more liberal terms of payment to existing buyers thus competing with foreign suppliers.

Credit Bank can offer both pre-shipment and post-shipment credit facilities in both Local as well as foreign currency.

With Credit Bank, a dedicated team ensures seamless follow-up at all stages of the import / export and the payment process giving you peace of mind.

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